According to a report from the Ottawa Real Estate Board, many buyers looking to purchase homes and mortgages seem hesitant to follow through. Ottawa citizens are confused about the recent news surrounding the economy and the housing market. When seen in perspective however, although housing prices and sales have decreased in the Ottawa Carleton area (-2.9%), they are quite steady when compared to the rest of the Province and Country. February is also historically a slow month in housing. This decrease in housing prices to a more balanced market, combined with historically low mortgage rates means that this is an excellent time to buy or refinance a home.
Remember, recessions never last forever, and those who who buy low and sell high have historically been rewarded every time. This represents very unique opportunity in Ottawa to lock in to a 5 year mortgage at a rate of 3.89% or even lower!
For more details, contact me, Brent Richardson, or leave a post and I'll respond quickly!
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